Why You Should Have a Budget

In high school budgeting was of no concern to me. I had a part-time job, no bills, and I had a lot of expensive hobbies, so, needless to say, I spent my money frivolously. If I saw something I wanted, I bought it. It was that simple.

Once I met my wife-to-be, that all changed. She convinced me that budgeting was a necessary tool that needed to be utilized, regardless of income bracket, expenses, and employment. Without it, you don’t know what your money is doing, where it’s going, or even if your making more than your spending. It’s chaotic.

If you’re not budgeting, you should. Here’s why:

Read More

Comprehensive List of Money Order Prices and Locations

Money orders are one of the most reliable methods to manufacture spend with, primarily because there are quite a few stores that sell them. Because of their popularity, there are hundreds, if not thousands, of data points around the web regarding money order purchases. This post is a comprehensive list compiling those data points, at least the ones I’ve found.

This is for informational purposes only. Since there are location specific stores, I have not tested all of them. The ones I have tested to work are highlighted. Of course, my experience will likely vary from yours due to multiple different factors (e.g. cashier, store location, time of day, card used, ect.), so YMMV.

Hit the break for the list.

Read More

A Slew of Info, Deals, and Updates

Lately, Tuesdays have been the day for deals and it seems like that trend is being continued today. Check it out:

Reselling: What to Do When a Product Is the Wrong Product

Let’s say you found a guaranteed money-making product to resell. No item is guaranteed to sell, but for this hypothetical situation, it is. You end up buying this product right before the holiday season, but you expect a somewhat delayed shipment, do to the time of year. 1-2 extra business days to ship the product would be understandable right? Well, the shipment doesn’t take just a couple extra days, instead it takes five. Yes, five extra business days (7 total days). That seems a bit absurd doesn’t it?

After those two long weeks of waiting, your product does finally arrive. However, when you open the box, it’s the wrong item. It’s the refurbished version! DUN DUN DUN… “Not the refurbished version,” you think to yourself, “This isn’t what I ordered and it definitely won’t sell for the same price as the non-refurbished version!” You then crawl into a corner and use your cat’s tail to wipe the tears out of your eyes. What a sad sad day…

Read More

Should You Manufacture Spend?

With multiple “low-hanging fruits” available to manufacture spend with, an increasing number of beginners are jumping into the game without asking the simple question of, “Should I?” Well, that’s probably not entirely true. It’s likely a subconscious question and decision, or one that isn’t explored in the depth that it should be, due to trip report syndrome clouding their judgement.

What’s trip report syndrome, you ask? It refers to the feeling you get after looking at amazing pictures of lavish vacations and learning that it cost a fraction of the retail price. This syndrome lures the unknowing into replicating without researching (e.g. the Singapore Airlines Suite Class story that went viral), which can be very dangerous. I just made this term up, but I think it perfectly portrays the feeling people get when they first learn about manufactured spending – at least that’s how I felt.

If that sounds like you or someone you know, ask yourself the following questions before deciding to manufacture spend.

Read More