6 Tips to Maximize Black Friday

With Black Friday only a week away, I thought it was time I put together a few quick tips on how to get the most out of your money, come November 28.

Obviously, the deals are good. That’s the whole reason people stand in line for days. However, as with all deals, they could be better. Not only that, but the shopping could be easier, there could be fewer people, and the deals could actually start on Friday instead of Thursday. I know I know, that’s all wishful thinking. We just have to deal with it (pun not intended) and make the best out of the bad situation.

To help you avoid the nonsense that is Black Friday, check out the following tips. You can thank me later.

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Have You Ever Looked into Costco Travel?

Costco TravelI’ve had a Costco membership for a few years now and I’ve never actually looked into their travel discounts. From what I gather, though, most people haven’t. They get a Costco membership to save on in-store purchases, but never look at the other perks of the membership, including travel incentives. That’s how I use my membership and how many of my friends and family use theirs, but I think it’s time I changed that.

This post is somewhat of an experiment, because I haven’t actually researched Costco Travel at all. I’m going to research it as I write this post, so I provide a completely unbiased look into the program. Sound good? Let’s get started.

Disclaimer: There are affiliate links used in this post. I suggest using portals instead of my affiliate links, but if there aren’t any available or they’re limited (like with Amazon), I appreciate you using my links. Thanks for the support!

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Send a Penny and Get 5 Dollars Google Wallet Promotion

Google Wallet Promotion

Update: The deal is over. That was quick…

Google Wallet is currently running a promotion where you can earn up to $100. It’s a referral promo where you send at least $0.01 to a friend who has never had a Google Wallet balance. Then, once they receive it, both the sender and receiver will get $5 added to their account within 3 days. It’s an easy way to make a few bucks!

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$10 Off 2 MasterCard Gift Cards at Meijer Until 11/19/14

Mperks $10 Off 2 MasterCard Gift CardsMeijer is offering $10 off 2 MasterCard Gift Cards via mPerks. This deal isn’t as good as the last gift card coupon Meijer offered, but it’s something, especially if you have a 5% card. You can clip the coupon on mPerks by searching “gift card”.

Here are the Terms

No cash back. Limit one use per coupon. MasterCard® Gift Card is issued by U.S. Bank National Association, pursuant to a license from MasterCard® International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Profit Possibilities

Assuming you have a 5% cash back card (Old Blue), you buy two $200 gift cards, and there are no liquidation costs (Bluebird, Serve, or REDcard), you’ll make $16.30 from this transaction:

-$13.90 (Gift Card Fee)
+$10 (Coupon)
+$20.20 (Cash Back)
$16.30 Profit


  • You can only use this coupon once per account, but you can have multiple accounts if you have multiple phone numbers.
  • Both of the gift cards must be bought in one order for the coupon to apply.
  • This is valid thru 11/19/14, so you’ll need to act fast.
  • You can buy these in self checkout and you can use a credit card.
  • The highest denomination gift card Meijer sells is $200.

How to Keep Track of Your Manufactured Spending

Staying organized is extremely important when manufacturing spend. Why? Because, the point of manufactured spending is to move around large amounts of money in a way that earns heaps of rewards. When cycling those thousands of dollars through multiple channels, there is a risk. If any of that money magically disappeared, that would be a bad day. That’s why keeping track of your the bank’s money is a vital process in this game.

Quick Note: If you’re a disorganized person, I highly suggest staying away from this game.

If you don’t already have a way to keep track of your manufactured spending, don’t worry. This post will show you how to do it. More like, this post will show you how I do it, which I think works pretty well.

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