Is Chime Still worth Signing up for or Keeping Open?

 Is Chime Still worth Signing up for or Keeping Open?Chime has been a great card for a little extra manufactured spending every month. Was it better than Visa Buxx, Serve, or Bluebird? No, but it was an easy way to earn $30+ monthly, with very minimal effort. Sadly, though, that day has come to an end.

As of October 8, Chime has been charging a 3% fee for “smaller bank” debit cards. In other words, they mean debit cards that earn you rewards. So, the 1% cash back earned with a Paypal Debit by loading Chime, now costs you 2% and earns you nothing.

Does that mean Chime is completely useless? I don’t think so. Read More

Into The Nights Incremental Update

 Into The Nights Incremental UpdateAs I mentioned before, I decided to participate in IHG’s Into The Nights Promotion. In that post, there were a lot of variables I left to chance. Would my account be closed for using multiple promo codes? If it didn’t get cancelled how many points would I earn? Would my BRGs get approved? If they were approved, would I still get credit for my stay? I don’t have the answers to all of those questions, but I do for some.

Before I decided to participate in this promotion, I didn’t have any status with IHG and I still don’t, I had under 10k IHG points, and I have only stayed at a few (under 5) IHG properties. The likely reason for my (dis)loyalty to the IHG brand is that I have yet to include their credit card in any of my AORs. I keep meaning to, but I always find better options at the time.

If you have similar (dis)loyalty to IHG, I would still suggest participating in this promotion. In fact, chances are you will get a better Into The Nights offer without loyalty than with it. Read More

$20 Amazon Credit When Using Membership Rewards

 $20 Amazon Credit When Using Membership RewardsAmazon is currently offering a $20 credit when you use Membership Rewards points to pay for your order. To get this promotion you must link your Membership Rewards Amex card with Amazon here, use points to pay for your product, $20 Amazon Credit When Using Membership Rewards and enter SWP20AMR at checkout. I’m not sure if this is targeted, but I would assume it’s not.

Here are a few quick tips:

  • You must use at least 1 Membership Reward point to get the $20 promotion. I would suggest only using 1 point, because they are worth much more than 0.75 cents when transferred to travel partners.
  • You cannot use a gift card and Membership Rewards.
  • This promotion is only valid until 11/9/14, but I would act quick, because there may be a limit to how many credits they allow.
  • Only items shipped and sold from Amazon are eligible.
  • Gift cards are not eligible, even ones that are shipped. I tried.
  • If you meet the requirements necessary, $20 is taken off your total order.
  • If you buy an item that is shipped and sold by Amazon for less than $20, the promotion only takes that amount off your order. For example, if you buy a $15 item you will only get a $15 promotion, instead of the full $20.
  • This promotion needs to be used in one purchase.
  • This promotion is only valid for American Express cards that earn Membership Rewards (e.g Gold, Platinum, Everyday, ect.).

You can go here to access this promotion and link your card. $20 Amazon Credit When Using Membership Rewards

Disclosure: The links posted above are Amazon affiliate links. Thank you for your support!

Tep Wireless Review: Internet for Your Travels

 Tep Wireless Review: Internet for Your TravelsTep Wireless is a personal, portable hotspot that you can use just about anywhere in the world. I live on the internet and I have a very hard time getting anything done without it, so having a portable hotspot with me on my travels is a must. That’s why on my recent trip to Australia, I decided to try Tep out.

Before we get into this review, you need to know that I didn’t plan on writing this when I went on my trip, so unfortunately I do not have any pictures or videos of the functionality. However, If you do a quick google image search for Tep Wireless, you’ll see what they look like. Now on to the review… Read More

Where to Sell Cell Phones

 Where to Sell Cell PhonesWith the newest iPhone and Galaxy Note iterations released, it may be time to start thinking about selling your old phone. I try to upgrade my iPhone every year for a few reasons. First, I love Apple products. No, I’m not an Apple fan boy, I just prefer iOS to Android. Second, I always have an upgradable line on my Verizon account that I hate to waste. And finally, I usually profit from the upgrade.

I realize not everyone upgrades to the latest and greatest tech right when it comes out, but even if you don’t, reselling phones can be a great way to earn some extra cash. So, if you have an upgrade coming up or if you have some old phones lying around, I’ll show you just how easy it is to sell them. Read More