Load REDcard Online with a Debit Card

Just like Bluebird, REDcard can be loaded with a debit card online. The limits are $200/day and $1000/month. This is an easy way to add an extra $1,000 worth of MS a month. Here’s how you set it up:

  1. Head to Amex’s REDcard website and login.
  2. Select “Settings” in the upper right hand corner.
    REDcard Settings
  3. Select “Link Bank Account & Debit Card” under “Funding and Transfers”.
    REDcard Link Debit Card
  4. Select “Link Debit Card” and enter your information. As soon as it’s linked, it will appear on that same page.
    REDcard Debit Card Load
  5. Now, select “Add Money” in the upper right hand corner.
    REDcard Add Money
  6. You’re linked debit card will be automatically selected unless you have a bank account linked as well. In that case, select your debit card from the drop down menu on the left and select “Review”.
    REDcard Load Money Debit Card
  7. Enter the amount you want to load and select “Submit”.REDcard REDbird Load Money
  8. If you get the error shown below, which you will at some point, you need to call Account Protection Services to verify your card. They will have you send in a copy of your license, social security card, and debit card to verify that the account is yours.REDcard Error Loading
  9. After you verify your account repeat the steps and load your card.


  • Gift cards cannot be used to load Amex’s REDcard online.
  • You will need to verify your card at some point, but make sure you see the error screen before calling or they won’t be able to verify the account.
  • You can see what cards can be used to load REDcard online here.

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