In high school budgeting was of no concern to me. I had a part-time job, no bills, and I had a lot of expensive hobbies, so, needless to say, I spent my money frivolously. If I saw something I wanted,
What is YNAB?
YNAB, which is short for “You Need a Budget,” is a very intuitive budgeting program. It makes budgeting expenses, whether real expenses or manufactured expenses, a breeze (which
When you are Manufactured Spending, organization is key. It is very dangerous to not be organized when you are dealing with credit cards, thousands of dollars, and log in information for multiple companies.