Bluebird is the best prepaid option when it comes to fees and limits. They have the fewest fees and a decent daily/monthly Vanilla Reload Card limit. Most other prepaid cards have monthly maintenance fees, bill pay fees, or tiny limits, but with Bluebird you are fee-less!
Fees
Fee Type | Amount |
---|---|
Monthly Fee | $0 |
Annual Fee | $0 |
Activation | $0 |
Direct Deposit (Not that this is needed for MS) | $0 |
Add Funds from a Checking Account | $0 |
Add Funds from a Debit Card | $0 |
Add Funds via Walmart | $0 |
Add Funds via VRCs | $0 |
Add Checks via Mobile app or mail | $0 |
Withdraw via ATM with Direct Deposit | $0 |
Withdraw via ATM without Direct Deposit | $2 per transaction |
Purchases via Card | $0 |
Bill Pay | $0 |
Send, Receive, Request Money | $0 |
Replacement Card | $0 |
Foreign Exchange Fee | $0 |
Overdraft Fee | $0 |
Customer Support | $0 |
Transaction | Limits |
---|---|
Total Account Balance | $100,000 |
Total Add Funds Transactions | $100,000 per calendar year |
Add Funds via Direct Deposit | $100,000 per calendar year |
Add Funds via Checking Account | $2,000 per calendar month |
Add Funds via Debit Card | $100 per day, $1,000 per calendar month |
Add Funds via Cash/VRCs | $1,000 per day, $5,000 per calendar month |
Add Funds via Check w/ Mobile App | $2,000 per day, $10,000 per calendar month |
Pay Bills | $10,000 per calendar month |
ATM Withdrawals | 3 ATM Withdrawals per day, $500 per day, $2,000 per month |