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Amazon Payments is well loved around these parts. It’s great for meeting minimum spend, manufacturing free points, and using up your unwanted rebate cards. But, which of these methods is the most valuable? You only can send and receive $1,000 a month, so it’s important to make the most of it.
Amazon Payment Valuations
For this post, let’s assume you only have two AP accounts, which means you can send and receive $1,000. Regardless of what you choose to use on AP, your cost per point will be $0.00. However, what is the best way to use that $2,000 a month? What way will get you the most points? Let’s see…
|1X Card||2,000 Pts||0||$20.00|
|2X Card||4,000 Pts||0||$40.00|
|Gift Cards w/ PIN||0||0||$0.00|
|Sign-Up Bonus One||2,000 Pts||30,000 Pts||$320.00|
|Sign-Up Bonus Two||2,000 Pts||20,000 Pts||$220.00|
Breaking Down the Table
Best Card to Use
Based on the table, you can see the best card to use is: any card that has a sign-up bonus. That’s a good rule of thumb, however, if I had a card that earned 5X at a store selling gift cards (Ink Bold), I would do the minimum spend requirements solely buying gift cards and loading them to Bluebird/Serve. That you maximize your rewards. If your card only earns 1X points or 1% cash back, I would stick with AP.
That’s my two cents. What card do you prefer to use with Amazon Payments?